Rehabilitation is not a pretty experience. So are the expenses behind it. Typical rehabilitation costs can range from $10,000 up to $50,000. $50,000 is just about the average annual household income. This makes actual, and potential addicts look away, risking their life and livelihood. Where will they go to if they can’t afford the healthcare they need? In accordance with the Affordable Care Act, Optum Healthcare Insurance now covers rehab and detoxification. Optum is a part of the UnitedHealth Group, who caters to more than 80 million citizens across the nation. Have a visit to the nearest treatment center in your area for more information.
What Program Will I Be In?There are two kinds of rehab treatments: Inpatient and Outpatient programs. Both involve the twelve-step program, medications, counseling and group meetings. Your program will depend on the conditions of your addiction.
If your condition meets the criteria, you'll opt for outpatient care:
What Programs Do They Cover?Optum has coverage on nearly all rehabilitation programs, even alternative medicinal therapy. The following are examples of Optum’s coverage:
How Long am I Covered For?Rehab lasts from a couple of weeks to half a year. If approved, Optum will cover for the program's entire length. If your physician or addict specialist recommends an extension Optum has to approve it first before they cover it. In some inpatient programs, your physicians recommend a supplementing outpatient program. This is to ensure the smooth transition back to the world, along with monitoring and evaluation.
What if I Don’t Have Insurance But I Need Help Now!It's not too late. Contact Optum and see if you can find a compromise for pre-existing conditions. The amount they will cover may not be as much, but any discounts will help. There are also free government programs and nonprofit organizations that will help you cope, and eventually, cure your addiction. Quality healthcare must be affordable, as healthy, hardworking people are the bread and butter of any good nation. It’s also our responsibility to take care of ourselves. Even if rehabilitation is within reach, it’s still better to be safe than sorry. Check out this playlist from Detox of South Florida Miami to learn more about rehabilitation. https://detoxofsouthflorida.com for the best addiction treatment center [button link="tel:863-623-4923" type="big" color="green" newwindow="yes"] Call Now![/button]
Will Optum’s Health Insurance Cover My Rehabilitation? was first published to Detox of South Florida
Rehabilitation is a good thing. The word itself means to restore someone's life from imprisonment, illness and most importantly, addiction. The actual process is relatively hard, especially for the first two weeks. What's even harder is the expense. In average, rehab will cost about $2,000 and that's for mild cases. Rehabilitation for severe cases can cost $12,000 up to a blistering $60,000. As of 2016, $60,000 is the average yearly American household income. This means rehab can take a big bite out of your pocket, so what now? Thankfully, AmeriHealth has the solution. Due to the Affordable Care Act, healthcare insurance companies offer coverage for treatments. The coverage will depend on their plans, as some of the plans only cover detoxification treatment.
Great! How do I start?Before anything else, speak to your doctor. Even better if you speak with an AmeriHealth accredited specialist. Once you get a specialist’s recommendations, you can then speak to AmeriHealth’s member support to determine the coverage. Depending on your treatment, they will find the best facilities to serve your medical needs. Visit the best addiction treatment center in your area for more information.
What Kind of Treatments Are There?Rehabilitation is not a one-size-fits-all program. Different people have different factors, thus having different treatments. These treatments have two types: Inpatient and Outpatient treatment. Outpatient care is more suited for patients with mild cases. It commonly involves a patient going to an office or hospital for treatment, for a few hours in a day. The treatment involves either medical therapy or counseling, sometimes both. Outpatient care allows patients to go home at the end of the day. Inpatient programs are for cases that require more control. Patients go to a rehab center and stay there for a certain amount of time. It also involves medication and counseling, often lasting months. Some rehab facilities offer luxury suites. These facilities have extra amenities like gourmet food and top of the line gym equipment. AmeriHealth may not cover the costs of luxury facilities, so check with their support.
General CoverageAmeriHealth plans in general, cover the following treatments for both substance dependency and abuse programs. Detoxification: 100% covered. You need pre-authorization from Amerihealth beforehand. Inpatient Rehabilitation: 100% covered. You need pre-authorization from Amerihealth beforehand. Outpatient Rehabilitation: and Treatment: Clinical visits are partially covered, with a $5 copay.
The following are what they don’t cover:
The following blog post Will AmeriHealth Cover My Drug and Alcohol Rehabilitation? Read more on: www.detoxofsouthflorida.com/
Addiction is a hard enough to beat, dealing with withdrawals and negative psychological effects. What makes it worse is that rehab and detox services are expensive. Financing rehabilitation was difficult before, until the Affordable Healthcare Act. Now, insurance companies are now adding rehab services as part of their coverage. United Behavioral Health (UHB) is among the largest healthcare insurance companies in the US. Depending on your plan, UHB can fully or partially cover your rehab, under certain conditions. The first condition must be that the program is pre-approved. Second, the program must have a proper outline, with clear goals and all personnel accounted for. Third, the program must have constant monitoring by professionals. Visit the nearest addiction treatment center to get started.
How do I start?If you’re already a member, you need to check with UHB accredited physicians. After the physicians make a diagnosis, you can then be referred to an Addiction Specialist. Since rehab affects each person differently, your addiction specialist will decide which program will fit you best.
Inpatient vs OutpatientThere are several factors that determine whether you'll be opted into inpatient or outpatient care. For outpatient care to be considered, you need to meet the following criteria:
Inpatient treatments are considered if any of the conditions are met:
Coverage DetailsAfter the preliminary conditions are met, UHB will then consider coverage if the program for rehab is an “Active Treatment.” A treatment can be considered active if it has the following:
United Behavioral Health Drug and Alcohol Coverage Find more on: https://detoxofsouthflorida.com
Alcoholism is the same as any other drug addiction. It's ill effects on your life, livelihood and other people are similar to drug abuse. It is, however, not as profound as say, addiction to heroin, but that very fact makes it hard to diagnose. An alcoholic wouldn’t normally go to a doctor. One of the first reactions of alcoholics is denial. How do you know if someone is an alcoholic? Do you have a loved one you’re deeply concerned about? Are you concerned about your own alcohol intake? Being concerned is a very good step. It means you know something’s wrong. Most people in denial will attempt to justify their activities and pass them off as “regular.” Alcoholism is a problem best treated as early as possible.
Defining Alcoholism and an AlcoholicSimply put, Alcoholism is a dependency to alcohol. The ill effects come when an alcoholic does everything they can, including violence, to get their dose. It is, therefore, an illness. Alcoholism is a long-term disease, one that can take an equally long time to recover from. An alcoholic is someone who suffers from alcohol use disorder. The term is used more correctly, as the person who suffers is a victim. He or she may be the one pouring the drinks, but that doesn't mean he or she has control. Alcoholics tend to have no control over their urges. Alcohol has as much a grip on them as their grip on the bottle.
What Causes Alcoholism?Alcohol dependence happens over a long period of time. It could take years before the dependency sinks in. Sadly, some people are more affected by it than others. In some cases, the dependency is deceptively hidden, only revealed when it's too late. Understanding the causes can help you determine the possible hidden symptoms.
The following are some factors that aid to alcoholism:
Symptoms of AlcoholismIf you encounter some of the following symptoms, with an understanding of how it starts, you may be able to determine if someone is an alcoholic.
Though the symptoms are in general, they are constant.
Alcoholism: Signs and Portents Read more on: detoxofsouthflorida.com/blog
If you suspect that you have an addiction, the best course of action is to seek help. You often don't see it as a problem until it starts hurting others, so why wait? Some people will answer with, "I can't afford it," and find their own way to treating themselves. This doesn't always work out. Going cold turkey has bad repercussions and not a lot of people went through it without a hitch. TUFTS Health Plans provides coverage for detoxification and rehabilitation. In accordance with the Affordable Healthcare Act, even the average citizen can avail usually expensive services. Visit your trusted addiction treatment center to learn more about drug rehabilitation.
The specifics will vary, but in general, TUFTS will cover treatment and rehab for the following drug addictions:
When is Too Much, Too Much?Often, patients with addiction only get help when someone makes them. This could be their loved ones, or in some cases, law enforcement. On the other side, what you believe could be an addiction, could easily be managed with simple healthy choices. So, how do you find out?
If you answer yes to more than one of these questions, talk to your physician.
What Program Will Be Best For Me?It’s up to your physician to find out what program will be best for you. There are outpatient treatments and inpatient treatments depending on your case. Your doctor may opt for an outpatient treatment if the following conditions are met:
Inpatient care is considered if any of the following conditions are met:
The following post TUFTS Substance Abuse Rehabilitation and Detox Coverage Read more on: detoxofsouthflorida.com
There has to be a good reason why you’re in a bar and you’re not drinking alcohol. Good reasons can be: that you’re sworn sober, the designated driver, or you had too much last night.
Want to enjoy a night out and feel part of a celebration but can't consume alcohol?Introducing the Non-Alcoholic Cocktails, also known as “Mocktails” or “Virgin Drinks.”
What’s a Non-Alcoholic Drink?One would say a Non-Alcoholic drink is just glorified juice. Technically speaking, they are correct, but there's more to it. We have a plethora of cocktail recipes, all with interesting, refreshing tastes. Some would like the minty, limey bite of a Mojito. Others prefer the more forgiving flavors of a Cosmopolitan. There are also people who challenge themselves with strong drinks like the Zombie. It's fruity yet heavy mix is bound to turn you into one around your third glass. The point is that everyone drinks to get a certain experience. Some would like this experience without the hassles of getting drunk. Non-Alcoholic Cocktails are cocktails that are meant to mimic the flavor, the heat, and bite of cocktails, without the consequences. People strive to mix and match ingredients to mimic the flavors of liquor. They would use vinegar, salt, pepper and all manner of juices to create a mocktail that's sometimes better than the original.
Why is it Popular?There will be times when drinkers must stop. You may have your ritual nightly cup of homemade margarita, but what if you're pregnant? What if you were a recovering alcoholic and couldn't avoid going a fancy restaurant with your co-workers? The temptation is strong, but thanks to the invention of the mocktail, you get to enjoy with everyone or continue your nightly ritual. There are also places with laws against drinking alcohol. Various occasions that fall within these places often need that touch of liquor. Virgin drinks fit that occasional need perfectly.
Non-Alcoholic BeerThere's also Non-Alcoholic Beer, colloquially known as "Near-Beer." These are beer that either has zero percent alcohol or have dramatically less. They nearly taste like beer, thus the name and has certain health benefits. Those who regularly drink beer could suffer from dehydration, anxiety and sleeping problems. The bigger problem is that for some people it's hard to stop. With Near-Beer, all those problems go away. It rehydrates you better without the alcohol. Furthermore, the hops from the brewed malt have a slight sedative effect. There are some studies that suggest that near-beer is good for breastfeeding. The malt compounds in the drink apparently improve the amount of milk produced. The exact process though is still up for research but experiments show the numbers. Will you still get a beer-belly if you drink near-beer? Yes, sadly. Most near-beer have nearly as high calories. Alcohol is only responsible for a small percentage of the calories. Remove that and you still have the rest of the beer to deal with. Like it or not, it’s there to stay. It’s good news for a lot of people. It’s also a fun experience to try and compare the cocktail to its mocktail counterpart. See if you can taste the difference. Click on the playlist below to learn more information. https://detoxofsouthflorida.com for the best addiction treatment center [button link="tel:863-623-4923" type="big" color="green" newwindow="yes"] Call Now![/button]
The following blog post Booze, but Not Booze is republished from detoxofsouthflorida.com
One misconception that many have is that addiction is a choice. It's believed that a person can stop using the substance that they are abusing whenever they want. The truth is that addiction is a disease. And like other diseases, it needs treatment. If not, it would lead to permanent damages to the person’s health, lifestyle, and relationships. Addiction not only affects the person using drugs or alcohol. It also affects the people close to them. People with addiction need both support from their loved ones and medical treatment. Many choose to experiment to battle addiction by themselves, avoiding high medical bills. While our health is something we should invest on, many would take their chances to avoid spending a lot. For those who want to seek help, Harvard Pilgrim can make bills more affordable. Harvard Pilgrim is one of the most trusted healthcare insurance providers in the US. In their Behavioral Health Program, they assist members undergoing abuse rehabilitation programs. Harvard Pilgrim provides services in Maine, Massachusetts, Connecticut, and New Hampshire.
What programs do they cover?Harvard Pilgrim's coverage can extend between 28 to 90 days. This will depend on the healthcare specialist recommendation. The healthcare specialist can request for an extension of coverage as well. The following are what Harvard Pilgrim can cover during a member's rehabilitation.
Difference Between Inpatient and OutpatientPatients have the option of taking their treatment through inpatient or outpatient care. Inpatient care requires the patient to stay in the facility. Outpatient care allows the patient to visit for their treatment whenever convenient. Many chose to sign up for outpatient care due to convenience. But inpatient care is more advisable for patients with certain conditions. Patients under outpatient care can consult with medical professionals. They can also attend group therapy sessions. For every consultation and session, it may need co-payments. Harvard Pilgrim can cover between $4,000 to $10,000 for outpatient treatments. This may still depend on the number of visits the patient will make. Inpatient programs may last up to 28 days or more. The facilities that provide inpatient care will manage their treatments. This can cost between $6,000 to $20,000 for a 28-day program. If the healthcare provider deems that the patient needs a longer treatment, it may cost more. Consult with a rehabilitation specialist to know what treatment option suits your needs. Your recommendation will be helpful when choosing your health care plan. You may contact a Harvard Pilgrim representative to get more information. Medical bills may give us second thoughts about seeking help and treatments. But when it comes to our well-being, these are things that we should invest on. With Harvard Pilgrim's insurance coverage, people with addiction may have hope. Check out the playlist below for more information. https://detoxofsouthflorida.com for the best addiction treatment center [button link="tel:863-623-4923" type="big" color="green" newwindow="yes"] Call Now![/button]
Harvard Pilgrim’s Drug and Alcohol Rehab Coverage was first published on https://detoxofsouthflorida.com
Hartford Healthcare's behavioral health network focuses on helping people struggling with addiction. Their program is the Medication Assisted Treatment Close to Home or MATCH. MATCH assists the rehabilitation for patients of all ages. Studies have made a link between behavioral issues and addiction. Drugs and alcohol are often used as a gateway mechanism. Sometimes, people also use them to function. When people become dependent on the substance, it becomes addiction. Addiction is a slippery slope once it starts. If you're not a member of Hartford Healthcare’s insurance, it’s not too late. Even if you already have an existing addiction, Hartford encourages you to seek them for help. Hartford’s representatives will find a suitable compromise.
How do you start?First is to consult your physician. They will give you a full work-up, which Hartford will covered. Your physician will then provide their diagnosis. After the diagnosis, you can contact Hartford's addiction specialists to start your program. For inpatient cases, consult with Hartford about the centers closest to you. They need to confirm if the center is Hartford accredited.
Programs Hartford Healthcare CoversRehabilitation is different for each person. A method that works on one person may not work for another. A specialist’s advice can recommend certain programs and the centers will adjust it for you. The general programs Hartford covers are as follows:
Inpatient vs OutpatientOutpatient care is generally more affordable than inpatient treatments. They offer help for the patient while allowing the patient to live their normal lives. Outpatient care is advisable for patients whose addiction doesn't cause potential harm. Another factor to consider is the other substances that the patients take. It should not affect the treatment. Inpatient care is more suited for cases where the patient requires constant monitoring. Patients need to stay in rehab centers for a couple of weeks, sometimes months. Hartford’s plan can cover luxury rehab centers that provide more amenities. These amenities include swimming pools, gym equipment and gourmet food. Often, doctors recommend a supplementary outpatient program after a successful inpatient treatment. Thanks to the Affordable Care Act, insurance companies had made healthcare affordable. Costs are now less of an excuse to keep us from being healthy citizens. If your alcohol intake concerns you, speak to your health insurance provider. Same goes if you know someone close to you who is also struggling. It’s never too late to find help and it's closer to you than ever. Check out this playlist to learn more. https://detoxofsouthflorida.com for the best addiction treatment center [button link="tel:863-623-4923" type="big" color="green" newwindow="yes"] Call Now![/button]
The following article Hartford Healthcare Rehabilitation Coverage | West Palm Beach was originally published on www.detoxofsouthflorida.com/
Addiction has damaged many lives around the world. Experts have developed treatments to battle against addiction. And yet, many who suffer from addiction choose not to get treated. One of the many factors for this decision is the potential medical bills. Some would choose not to deal with their addiction at all. Others may experiment on handling their condition alone. But the results may not be as effective as treating it with the support of a medical professional.
Cigna CoverageCigna Insurance offers a way to make these treatments more affordable. Cigna extends their insurance coverage for rehabilitation programs targeting addiction and substance abuse. Cigna's Behavioral Health division caters to members who need rehabilitation treatments. This division also creates awareness on the many behavioral disorders and substance abuse.
Cigna's insurance coverage may include:
The following are the coverage for each program under different plans:
Bronze PlanFor inpatient care, 0 percent coinsurance for in-network providers. Cigna will only cover the costs after the patient pays their plan’s deductible in full. For outpatient care, 0 to 50 percent coinsurance. This depends on the state where the patient resides in. The plan may not cover out-of-network services.
Silver PlanFor inpatient care, 30 to 50 percent coinsurance for in-network programs. This is after settling the plan’s deductible. In-network outpatient services may have coinsurance percentage or copay for every visit. Out-of-network service coverage will depend on the state where the patient lives.
Gold PlanFor inpatient care, 20 to 50 percent coinsurance for in-network programs. This is after meeting the plan’s deductible. For outpatient care, there may be a small coinsurance percentage or copay per visit. This depends on the service provider. Out-of-network service coverage will depend on the state where the patient lives.
Platinum PlanFor inpatient care, 10 to 30 percent coinsurance after the plan’s deductible. For outpatient, in-network providers may have a minimal coinsurance or copay required. Out-of-network programs may have higher coinsurance percentage.
For inpatient care, Cigna can also cover the following treatment programs:
How to Get StartedBefore signing up to a rehabilitation program, consult a specialist. It's best to know what your options are and what would suit your specific need. Considering your lifestyle will help determine if outpatient or inpatient care is better. When you know your rehabilitation program, contact a Cigna representative to learn more. The idea of high medical bills shouldn't stop us from getting the treatment that we need. Shrugging off our conditions may lead to worse consequences that expensive bills. For those who want to get treated, there's always an option to make treatments more accessible. Check out this playlist to learn more about rehabilitation coverage. https://detoxofsouthflorida.com for the best treatment center
Cigna Rehabilitation Coverage Read more on: https://detoxofsouthflorida.com
One of the top reasons why people can’t get proper healthcare, is the expenses. Is rehabilitation more expensive than continuing the addiction? Short-term answer, yes. Rehabilitation can cost around $10,000 and can go as high as $50,000, but there’s something else to consider: your health. Health is Wealth, and the long-term answer is no. The amount someone spends on their addiction will chip their pockets and their health. By the time they've spent as much as rehab costs, it might already be too late. If rehab is so expensive, how can people get the help they need? Following the Affordable Care Act, Carefirst's plans cover alcohol and drug rehabilitation. The amount they cover depends on the patient's plan, but it's still better than paying the full amount. Visit your trusted rehab center in your area for more information.
What Rehabilitation Treatments Does Carefirst Cover?Treatments are classified into two: inpatient and outpatient care. Inpatient care is more expensive but is more effective against debilitating addiction. Outpatient care is more fit for the busy individual who needs to both manage their life and addiction.
Carefirst covers the following inpatient programs.
For outpatient programs, Carefirst covers the following:
How do I start?If you’re already a member, the first thing you do is see a doctor. If you don’t know where to find a proper one, Carefirst as a directory of providers to help. They will pinpoint a specialist that can give you a proper diagnosis and recommend a treatment. Once you have your recommendation, refer to Carefirst’s plans and see how much they cover.
Duration of CoverageMost common rehabilitation programs last 30 to 90 days. Extensions are made depending on your physician's advice. If you'll need an extension, you'll need Carefirst to pre-approve it first.
Coverage LevelsCarefirst has "metal levels" for its coverage. Your level will differ from your plan and tenure and the amount the company covers is dependent on the level.
The general amount they cover are as follows:
The blog post Carefirst Coverage for Alcohol and Drug Rehabilitation | Miami FL See more on: detoxofsouthflorida.com/blog
Detox and rehabilitation center for those that are struggling with addiction. We help people struggling with cocaine,heroin, alcohol, prescription drugs, methadone, oxycodone, opiates and more.Servicing the great state of Florida. Many of our patients come from Miami, and the greater Orlando areas.We look forward to helping you becoming the best version of you.